Hobart Bankruptcy Attorney

Hobart Chapter 7 Bankruptcy Attorney

You Can Start Over

Financial problems do not have to dominate your life. With the help of a trusted and skilled Indiana bankruptcy lawyer, you can confront the problem and overcome it.

The law office of Jeffrey D. Best helps people in Hobart, Portage, Hammond, Highland and all around Gary, Indiana, obtain relief from overwhelming debt. Our founding attorney, Jeffrey Best, has more than 15 years of experience in bankruptcy law. Built on his experience, our firm proudly represents people who are facing serious financial problems. We are ready to explain how Chapter 7 bankruptcy can help you get the fresh start you need.

To speak to an experienced Hobart Chapter 7 bankruptcy lawyer about your debt relief options, schedule a free initial consultation with Jeffrey D. Best. Call or email us today to set up a FREE consultation!

What Happens in Chapter 7 Bankruptcy?

By filing Chapter 7 in Hobart, you can have your unsecured debts, likeĀ credit card debt and medical bills, eliminated completely. There is a “means test” that you must pass in order to qualify for Chapter 7. We will take you through each step of the test and if you qualify, we can proceed with Chapter 7. If you do not qualify, Chapter 13 bankruptcy is a very useful alternative.

You Have the Chance to Keep Your Property

Through exemptions, negotiations with creditors and reaffirming secured debts, it is likely that you will be able to keep the items that are most important to you. Depending on your situation, it may be wise to move out of the family home, although it is certainly difficult. Moving into a more affordable residence can be a step in the right direction and can help you greatly in your post-bankruptcy life.

Getting Your Life Back

There are both immediate and long-term benefits to filing Chapter 7 in Hobart. The immediate advantages include stopping creditor harassment, wage garnishment and foreclosure. The long-term benefits include freedom from your debt and the chance to begin rebuilding your credit after bankruptcy. We are ready to help you get your life back. Take the first step by getting in touch with us.

Hobart Chapter 13 Bankruptcy Lawyer

Repaying Debt on Better Terms

Going through financial problems is stressful, but with the right guidance it is possible to rid yourself of doubts and worries about your financial future. Filing for Chapter 13 bankruptcy is a way to reduce certain debts, eliminate others and get your finances back on track.

At the law firm of Jeffrey D. Best, we have more than 15 years of experience serving people in Hobart, Gary, Portage, Hammond, Highland and the surrounding areas. We provide a combination of strong, knowledgeable representation and compassionate, friendly service that we think sets us apart from other firms. Our sole focus on bankruptcy makes us different as well; we do not just dabble in this area of law, it is all we do.

What Is Involved in Chapter 13?

Filing bankruptcy in Hobart, especially Chapter 13, is often the best choice for people who are able to pay back some of their debts. It is also the best option for people who do not qualify for Chapter 7. So how does Chapter 13 work?

Essentially what happens is that we analyze all of your debts and present them to the court. We then propose a payment plan for three to five years, during which you make one manageable monthly payment to a trustee. The trustee then distributes the money to your creditors.

Once the payment period is over, you are current on secured debts, like your mortgage, and any remaining unsecured debts, like credit cards and medical bills, are eliminated.

Reach Out for Help

You do not have to continue to accept creditor harassment. You can gain control again, and we can help. It’s up to you to take the first step by calling us to discuss your situation. We look forward to hearing from you.

Contact a Hobart, Indiana, Bankruptcy Lawyer: Free Consultation

You do not have to continue running from debt problems. With help from our law firm you can get a fresh start. To arrange a free consultation, call or email us today!

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.